Here are some tips for anyone who hopes to land a loan:
1. Turn to the government. The biggest source of loans these days is the Federal Housing Administration (FHA) and the Veterans Administration (VA). These programs accept borrowers with lower credit scores and allow them to put down as little as 3.5 percent of the [...]
Home buyers, are you worrying about not able to get the loan you need to purchase your dream home? Or wondering if you have enough downpayment on the property you really like? Worry no more! Here is the good news for you.
The new FHA loan has been increased to the following:
Single Family Residence - $625,000
2 [...]
HOW TO BUY A BANK FORECLOSURE (REO)
WHAT YOU NEED TO KNOW TODAY
1. Serious Buyers: Banks will only review offers from buyers who have been pre-qualified by a lender, and included a written pre-approval letter from their lender with the offer. The stronger the pre-approval, the more negotiating power you will have.
Wish you all had a very Merry Christmas! There are only 3 days left in 2008. Did you have your resolutions ready for the new year? If not, do it quickly before time runs out!
For the first time home buyers, here is one great news for you from The Housing and Economic Recovery Act of [...]
Continue reading about $7500 Tax Credit for First-Time Home Buyers
Starting from January 2009, all the lenders will not accepting loan applications based on stated income, they will work with Full Docs loans only!
If you are a stated income borrower want to buy or re-fi, please do so asap!
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Contact me now - Your Bay Area real estate agent!
Vivian Hung DRE# 01831151
Century 21 LandMark Excellence
Your Email [...]
At the weekly company meeting today, one of the good news is, two major lenders, Wells Fargo and Citi are now accepting new loan limit loans to close in January under the better pricing and less stringent underwriting guidelines of the old loan limits. This means lower payments and more purchasing power for you!
The new loan [...]
962 Neil Way Hayward CA 94545
This is a 1586sqft 3 bedroom 1.5 bathroom fixer upper.
This house was built in 1951, and I can totally feel the 50’s once I open the door.
Reddish-brown carpet, mirror walls, old fashion chandelier….
The layout of this house is quite interesting. Living room and family room at each end of the [...]
889 Long wood Hayward ca 94541
This is a 1024sqft 3 bedrooms 1 full bath beautiful home.
Longwood School is just diagonally across the street, close to Southland Mall, and close to 880 freeway access. Next freeway exit on SB880 is the San Mateo Bridge exit.
The kitchen is beautiful with darkwood cabinets, lots of cabinet space.
Tile flooring [...]
3147 San Bernardino Way, Union City, 94587
This house is located in a desirable area, nice neigborhood, close to park, close to Union Landing Shopping.
This is a 3 bedrooms 2 baths house, with upgraded kitchen.
Master bedroom at the main level. Two bedrooms and an attic like space on the upper level. All bedrooms are little small in [...]
Continue reading about 3147 San Bernardino Way, Union City, 94587
10 Reasons to hire Mike Ferry Trained Real Estate Agent
1. I will always tell you the truth regarding the market and pricing comparables.
2. I am an expert in our marketplace and I study the market statistics everyday.
3. I aggressively look for sellers and buyers for my listings 2-3 hours per day.
4. I deliver strong customer [...]
Continue reading about Mike Ferry Trained Real Estate Agent.